Terms & Conditions
The term Company or ‘us’ or ‘we’ refers to the owner of the website having registered office at 1st Floor, Embassy Plaza, F-3B and F -3C, Pumpwell, Kankanady Village, Mangalore – 575002, Karnataka, INDIA. Our Company Identification Number (CIN) U67120KA1996PTC072006 and place of registration Mangalore. The term ‘you’ refers to the user or viewer of our website.
“We as a merchant shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any Transaction, on Account of feeding wrong information like Account number, IFS Code, registered phone number, insufficient balance in the Bank account, exceeding the ‘limit extended by the Bank’ or Credit Card limit or any other information mentioned wrongly”.
Company is committed to ensure that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website and then you can be assured that it will only be used in accordance with this privacy statement.
Company may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are comfortable with any changes. This policy is effective from 1st November 2023.
What we collect
We may collect the following information:
What we do with the information we gather
We require this information to understand your needs and provide you with a better service, and in particular for the following reasons:
We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.
A cookie is a small file which asks permission to be placed on your computer’s hard drive. Once you agree, the file is added and the cookie helps analyses web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.
We use traffic log cookies to identify which pages are being used. This helps us analyses data about webpage traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.
Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.
You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.
Links to other websites
Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over the other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.
Controlling your personal information
You may choose to restrict the collection or use of your personal information in the following ways:
We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so. We may use your personal information to send you promotional information about third parties which we think you may find interesting if you tell us that you wish this to happen.
You may request details of personal information which we hold about you under the Data Protection Act 1998. A small fee will be payable. If you would like a copy of the information held on you please write to [email protected].
If you believe that any information we are holding on you is incorrect or incomplete, please write to or email us as soon as possible, at the above address. We will promptly correct any information found to be incorrect.
If there are any questions regarding this p
Company Name: Praveen Capital Pvt Ltd
Address : 1st Floor, Embassy Plaza, F-3B and F -3C, Pumpwell, Kankanady
Village, Mangalore – 575002, Karnataka, INDIA
Telephone No. : +919019926119
E-Mail ID : [email protected]
The information contained in this website is for general information purposes only. The information is provided by Praveen Capital Pvt Ltd [herein after referred as Company] and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
In no event we will liable for any loss or damage without limitation, indirect or consequential loss or damage or any loss or damage whatsoever arising from loss of data or profits arise out of, or in connection with, the use of this website.
Through this website you are able to link to other websites which are not under the control of the Company. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.
Every effort is made to keep the website up and running smoothly. However, Company takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.
Cancellation and Refund Policy
Praveen Capital Private Limited does not provide refund& cancellation as we are a Non-banking Finance Company, thus we require payment Gateway to receive EMI from our customers. This Refund Policy document is an electronic record in terms of the Information Technology Act, 2000 and rules there under in force, and the provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000 from time to time. This electronic record is generated by a computer system and does not require any physical or digital signatures.
– Multiple times debiting of Customer’s Card/Bank Account due to technical error OR Customer’s account being debited with excess amount in a single transaction due to technical error. In such cases, excess amount excluding Payment Gateway charges would be refunded to the Customer.
– Due to technical error, payment being charged on the Customer’s Card/Bank Account but the transaction is unsuccessful.
– Cancellation of payment mandate will be considered only if the request is made within 72 hours of payment due date. However, the cancellation request will not be entertained if the payment has been communicated to the Bank/Society and they have initiated the process of effecting payment.
4. The application will be processed manually and after verification, if the claim is found valid, the amount received in excess will be refunded by Company through electronic mode in favor of the borrower and confirmation sent to the mailing address given to us, within a period of 7 calendar days on receipt of such claim. It will take 3-7 days for the money to show in your bank account depending on your bank’s policy.
BO ( Business Ordinance) Clause
We as a merchant shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any Transaction, on Account of the Cardholder having exceeded the preset limit mutually agreed by us with our acquiring bank from time to time.